FAQs

  1. What is the ACA?

    This video from the Kaiser Family Foundation helps explain the Affordable Care Act in a straightforward and easy to understand way.

  2. Who needs to sign up?

    Under the Healthcare Reform Law, all US citizens must have health insurance by March 31, 2014. This applies to all people who are citizens or considered lawfully present to be in the United States.

    • If you have health insurance from your employer you DO NOT need to do anything.
    • If you have private insurance you DO NOT need to do anything.
    • If you have Medicaid or Medicare you DO NOT need to do anything.
    • Still not sure what you need to do? Use Consumer Reports Health Law Helper tool: CLICK HERE
  3. When can I sign up?
    • The initial open enrollment period begins October 1, 2013 and end March 31, 2014.
    • Open enrollment periods will happen yearly from October 15 thru December 7 starting in 2014.
    • Special enrollment options will be available for those with special circumstances, such as loss of insurance coverage.
  4. What are my options in New Jersey?
    • In New Jersey expanded Medicaid coverage is available.
    • New Jersey is participating in the federal Health Insurance Marketplace, where individuals can purchase health insurance from multiple vendors at many different price and coverage levels.
  5. How do I know if I am eligible for expanded Medicaid coverage?
    • Medicaid coverage will now be available to adults ages 19-65 with income levels up to 133% of the federal poverty level ($15,282 for individuals and $31,322 for a family of four).
  6. I am not eligible for expanded Medicaid. How much will buying an insurance plan cost?

    Coverage options are available at multiple price points and coverage levels. Tax credits will also be given to many who purchase insurance through the marketplace. The Kaiser Foundation offers a calculator to give you an idea of approximate costs. CLICK HERE

  7. Wondering what the Affordable Care Act means for someone living with HIV?

    This portal was designed to help you learn more about your choices. CLICK HERE

  8. How do I sign up?

    Starting October 1, 2013 there are multiple ways to sign up for Medicaid or health insurance coverage.

    • The Healthcare.gov Website
    • Phone #800-318-2596
    • In person CompleteCare Health Network has a team of Certified Application Counselors who will be available at locations around Cape May, Cumberland and Gloucester Counties to help assist those who need help with enrollment or have questions. See our Calendar of Events and Contact Us page to schedule an appointment.
  9. Still have questions?

    Visit Healthcare.gov to learn more about the Affordable Care Act and all of your coverage options. Or contact one of CompleteCare?s Certified Application Counselors: